Zakat nisab
| Metal | Tola | Grams | Value |
|---|---|---|---|
| Gold | 7.5 | 87.48 | 7.5 × today’s gold price per tola |
| Silver | 52.5 | 612.36 | 52.5 × today’s silver price per tola |
One tola is 11.664 g. Zakat is 2.5% (one-fortieth) of zakatable wealth held for a full lunar year once it reaches the nisab.
Sources: Nisab in grams and tola (Banuri Town Darul Ifta, citing Auzan-e-Shariah); Use the silver nisab when wealth is mixed (Banuri Town Darul Ifta).
Gold or silver nisab?
If you own only gold and nothing else zakatable, the gold nisab (7.5 tola) applies. If your wealth is a mix — some gold plus cash, savings or silver — Hanafi scholars including the Banuri Town Darul Ifta advise using the silver nisab, because it is reached sooner and so benefits more people in need. That is the calculator’s default.
Bank zakat deduction (1447 AH (2026))
Under the Zakat and Ushr Ordinance 1980, banks deduct 2.5% on the 1st of Ramadan from savings accounts with balances above the government’s nisab — Rs 503,529 for 1447 AH (2026) (notified 16 Feb 2026; report). If your bank deducted zakat, subtract that amount from what this calculator shows.
What is and isn’t zakatable
Zakatable
Cash and bank balances, gold and silver (including jewellery, in the Hanafi school), trade goods at selling value, money owed to you that you expect to recover, shares held for resale.
Not zakatable
Your home, car and household goods for personal use, tools and machinery used in business, and property you live in. Rental property itself is not zakatable, but saved rent is.
Need to convert grams to tola? Use the tola to gram calculator. Also see fitrana 2026.
Last reviewed: 2026-10-04 · Disclaimer